13 Money Saving Tips for 3 Areas

In the economic times that we are living many people are looking for ways to make their money go further. More and more people are finding that they are spending more than they are earning. There is of course a limit to how long one can continue to spend more than what comes in.

Whether your situation is as dire as that or just under mild pressure, some tips on how to make your money go further never go astray.


Cut Food Costs - This does not mean cut your food.

• Do not go grocery shopping when hungry
• Shop with a list
• Look for specials
• Do not buy convenience items. - Cook from scratch as much as you can.
• Buy meat when on special and freeze
• Choose fruit and vegetables by freshness, cost and what is in season. Adjust menus to what you bought rather than buying something expensive because it is in the recipe.
  

Cut your energy costs

• Keep your furnace filter clean
• Whether it is for heating or cooling adjust your thermostat. Don't set it to hot in winter or for summer cooling don't set it to cool. This can save about 5% of your costs.
  
• Use energy saving bulbs.
• Check the deals for the different energy providers. Maybe there is a better deal.

Save on your phone bill

• Check your mobile phone costs. Is there a provider that can meet your needs for less?
• Check all your phone calling patterns. What offers are there that can provide what you need for less?
• Consider using VOIP for your phone calls. If you already have high speed broadband it could save a considerable amount.

There are plenty of ways that costs can be reduced. Shop around for everything. Always get more than one quote.

More detailed tips and information on making your money go further can be found in Douglas Hanna's "Surviving the Recession". For more information on the book visit http://savemoney.jocelynkaye.com